About

What is a Risk Advisor?

If there was nothing else learned from Covid 19 in 2020, our collective take-away should be that life involves several risks that we can't control. Yet, there are many more risks that although we can't control them, we can mitigate the damage from them. This is where my knowledge as a Risk Advisor can assist you to recognize your own risks and help you implement a plan.

I provide two lines of Services. The first is as a personal and commercial insurance inspection. I have been in the inspector/investigation field since 1995. The second allows me to be an Advocate/Educator while providing health and life insurance.

I'm Sara E. Stewart and as I said, I have been in the business of RISK, since 1995. Having been a pre-paid legal services associate prior to 2020, I saw the lack of knowledge people have in regards to preparing for the everyday risks of life. It started with my family and friends and the nudge was so strong that I obtained my insurance licensure to share my knowledge and services with anyone willing to gain the education to protect themselves and their families.

To begin, there are certain documents and products that all adults, 18 and over should consider apart of a legacy plan. This is why...

click the headings below for more information

Advance Directives

According to research in 2020, only about 37% of people in America have complete Advance Directives. (1)

Documents,
ie: Will or Trust

Here in America, 62% of adults 18 and over were without a Will in 2020. When an adult dies without a Will, called Intestate, the Probate Court in the sate of residence will decide the disposition of any assets to the heirs and the heirs will absorb the cost of the courts action. (2)

Insurance and Retirement Plans

Mobile Notary

Personal and Commercial Inspections

There are several products that can lessen the risk for you and your family. Living Benefits allow the policy
holder who meets the requirement to activate their life insurance before they die. Term or Whole Life Life
Insurance provide for beneficiaries. Annuities provide
for retirement income.

When you can't get to a Notary for your important documents, we can come to you.

Insurance providers, Mortgage Underwriters, and Bank Loan Officers need valid information to service their clients. The need for accurate information is important to them and affects us all.

a Five Rings Financial Independent Broker